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| Loan Type | Annual Limit | Lifetime Limit | Note |
| Professional Direct Loan | $50,000 | $200,000* | New category for professional degrees. |
| Aggregate Total | — | $257,500 | Includes undergraduate debt. |
* For a four-year program. For a standard three-year JD, the Professional Direct Loan lifetime limit is $150,000.
**As of July 1, 2026, the Graduate PLUS Loan program has been eliminated for new borrowers. Since federal caps may no longer cover the full Cost of Attendance (COA) at many law schools, you may need to fill the gap with private options or scholarships.**
This page is intended solely for informational purposes. Inclusion of a resource on Cornell Law’s Financial Aid Resource Page does not constitute an endorsement by Cornell Law, nor does it imply any partnership or affiliation with the listed resource. Information provided here may have changed since it was first published. For the most up-to-date details about a resource’s offerings, please visit its official website or contact the organization directly.